# Products & Rating Solutions

**Page:** https://www.thebermuda.us/#product

## Bermuda Rater

A rating engine and integration platform for carriers, MGAs, and agencies. Enables real-time quote generation, API connections, and automated workflows powering customer portals and AMS systems.

**Who is it for?** Insurance carriers, MGAs, agency owners, and digital agencies building insurance technology. Integrates with rating APIs, CRMs, conversion tools, and document systems.

**Try it:** https://demo.quotes.thebermuda.us

## Key Features

### Instant Quotes
Auto & Home quotes obtainable through an intuitive web app interface. Seamless, stress-free experience for agents and customers.

### Mobile Compatible
On-the-go access with effortless navigation and quote retrieval on any mobile device.

### Real-time Leads
Fresh, high-quality leads delivered directly into the online quoting web app. Competitive sales advantage with instant lead-to-quote conversion. See integrations: https://www.thebermuda.us/#integration

### Power of Integration
Unified approach eliminating data silos for efficient insurance sales management. API-first, modular architecture.

### Customizable Coverage Packages
Configure coverage options per state, per carrier, per line of business.

### Multi-State Quoting
Bermuda Rater works in any state the agency operates in. It connects to the agency's preferred real-time rater and their active carriers — so quoting availability is driven by the agency's own setup, not platform limitations.

## Supported Rating APIs

- TurboRater
- Direct Binding
- Additional quoting engines available upon request (modular architecture)

## Platform Capabilities

- API-first modular architecture
- Webhook and automation frameworks
- State-specific configurations (active states, coverage requirements, zip-code-based routing)
- Customizable per underwriting preferences
- Open Transaction API for proprietary system integration

## Learn More

- **Pricing:** https://www.thebermuda.us/#pricing
- **Integrations:** https://www.thebermuda.us/#integration
- **Agentic AI:** https://www.thebermuda.us/agentic-ai.html