Real-Time Data Sync
Real-time sync ensures billing and policy data is always current — crucial for automation, AI agents, and great service.
We Take Pride In Our Growing Numbers And Customers.
10+
Years
Years
Specialized in
Insurance Domain
Insurance Domain
1K+
Agents
Agents
More efficiency with
"flexible" automation
"flexible" automation
50K+
Quotes Monthly
Quotes Monthly
Quoted over our app
100K+
Active Policy
Active Policy
Managed by our system
Elevate your Agency into Digital Future
Power of Integration
Say goodbye to data silos and hello to efficiency. Providing you a unified and connected approach to managing your insurance sales.
Instant Quotes
Obtain Auto & Home quotes in just a few clicks. Our intuitive web app simplifies the entire process, ensuring a seamless and stress-free experience.
Mobile Compatible
Seamlessly crafted for on-the-go access, it ensures users can effortlessly navigate and retrieve quotes with ease on their mobile devices.
Real-time Leads
Receive fresh, high-quality leads directly into our online quoting web app. Time is of the essence in the competitive world of insurance sales.
Take Ownership with Carrier Downloads
Live Data, Not Batch Files
Due amounts, due dates, late fees, and policy changes read directly from carrier portals at the moment you need them — not hours-old batch downloads. Stay in sync with your customers and prevent churn before it happens.
Master and Manage Your Data
Take control of your data like never before. Our platform empowers you to master and manage your information, ensuring data accuracy and integrity.
Enhanced Customer Satisfaction
Ensure unparalleled customer satisfaction with our advanced customer tracking and churn prevention features. Gain real-time insights into customer interactions and preferences, allowing you to proactively address their needs and concerns.
Accelerate Operations
Enjoy faster financial reporting, transaction processing, and overall agency management. Whether you're handling day-to-day operations or managing complex tasks, our platform is tailored to enhance speed and precision.
Bermuda Integrations
30+ native integrations connect Bermuda to the tools your agency already runs — lead providers, rating APIs, CRMs, communication, accounting, and more.
- Lead Providers
- TurboRater
- Direct Binding
- NowCerts
- Zapier
- Twilio
- SendGrid
- QuickBooks
- TransUnion
- Podium
- + more
About Us
The Infrastructure Layer for Insurance
Bermuda is a Dallas-based InsurTech company with 10+ years of specialization in the insurance domain. We believe technology should simplify, not complicate — so we build the infrastructure agencies run on, not another dashboard to manage.
Our platform spans three products that work together: the Rater (lead-to-quote-to-bind automation), Carrier Downloads (live carrier-portal data and payment automation), and Agentic AI. Bermuda connects your rater, CRM, AMS, and carrier portals into digital, automated workflows.
And as the industry shifts to AI, we believe an agent without tools and live data just talks. That's why everything we build — real-time carrier data, quoting, binding, payments — doubles as the toolset AI agents need to do real work for your agency.
Our commitment is to focus on what matters most: Your success!
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What our customers are saying
"Bermuda's consumer facing rater saved us a lot of time and money. There were no good "out-of-the-box" solutions that we were aware of when we decided to develop our own. The custom development Bermuda did for us with our CRM and communications software allowed us to use their tool in our sales funnel perfectly."
Rob B. - Doc Auto Insurance Agency
"Through our collaboration with Bermuda, we've successfully transformed our processes, and with the aid of cutting-edge technology, we're currently expanding our online sales to multiple states. This strategic initiative reflects our commitment to leveraging advanced tools for a broader reach and enhanced operational efficiency."
Alex P. - EINSURE Agency
"I can't speak highly enough about the impact this product has had on my work as an auto insurance agent. Its intuitive interface and seamless automation have transformed my daily processes, saving me valuable time and allowing me to provide a higher level of service to my clients."
Maria J. - Insurance Agent
FAQ’s
Frequently Asked Questions
Bermuda Rater is a powerful rating engine and integration platform designed for
insurance carriers, MGAs, and agencies. It enables real-time quote generation,
seamless API connections with carriers and CRMs, and automated workflows to
power your customer portals and AMS.
Bermuda focuses on enterprise insurance agencies — operations with custom
workflows, multiple data sources, and high policy volume. We also serve
carriers, MGAs, and digital agencies building insurance technology, with
integrations for rating APIs, CRMs, conversion tools, and document systems.
Yes — Bermuda is agent-agnostic. Our platform is exposed as MCP (Model
Context Protocol) tool servers, so Claude, ChatGPT, or your custom agent
connects natively to quoting, policy data, payments, and carrier uploads —
live data in, actions out. Access is OAuth-authenticated and default-deny:
each agent uses only the tools you explicitly permit, with input-level
guardrails like payment caps.
Every agent authenticates via OAuth and is governed by a default-deny policy
engine: it can only call the tools you explicitly permit. Policies go down to
input level — for example, capping the payment amount an agent can process —
and every tool call is logged and monitored.
IVANS is batch — downloads are hours old by the time they reach your AMS.
Carrier Downloads reads due amounts, due dates, late fees, and statuses live
from carrier portals at the moment of action — which is what makes payment
and cancellation automation safe to run.
Pricing is custom — scoped to your agency's workflows, carriers,
integrations, and volume. There's no fixed plan list. Contact sales and
we'll scope it with you.
Bermuda Rater supports multiple rating API providers including Turborater and
Direct Binding. Our modular architecture also makes it simple to onboard
additional quoting engines upon request.
Integrations are available for leading platforms such as NowCerts, InsuredMine,
FreshWorks, Velocify, InsurancePro, and more. Data flows automatically
bidirectionally, with quote and client info syncing in real-time via webhooks
and API.
Absolutely. Access reliable data sources, including TransUnion, Fenris, DCS,
public records, and more, through our Prefill Data API. Eliminate quoting
friction and reduce data entry errors to improve user experience.
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Built for enterprise agencies
Custom workflows, multiple data sources, high policy volume — let's scope what automation looks like for your operation.
Contact Sales