Bermuda | InsurTech

We Take Pride In Our Growing Numbers And Customers.

10+
Years

Specialized in
Insurance Domain

1K+
Agents

More efficiency with
"flexible" automation

50K+
Quotes Monthly

Quoted over our app

100K+
Active Policy

Managed by our system

Elevate your Agency into Digital Future

Power of Integration

Say goodbye to data silos and hello to efficiency. Providing you a unified and connected approach to managing your insurance sales.

Instant Quotes

Obtain Auto & Home quotes in just a few clicks. Our intuitive web app simplifies the entire process, ensuring a seamless and stress-free experience.

Mobile Compatible

Seamlessly crafted for on-the-go access, it ensures users can effortlessly navigate and retrieve quotes with ease on their mobile devices.

Real-time Leads

Receive fresh, high-quality leads directly into our online quoting web app. Time is of the essence in the competitive world of insurance sales.

Take Ownership with Carrier Download

Real-time Data Integration

Receive updates on policy adjustments and payments directly from carriers. Keep in sync with your customers and stay consistently up-to-date to prevent any potential churns.

Master and Manage Your Data

Take control of your data like never before. Our platform empowers you to master and manage your information, ensuring data accuracy and integrity.

Enhanced Customer Satisfaction

Ensure unparalleled customer satisfaction with our advanced customer tracking and churn prevention features. Gain real-time insights into customer interactions and preferences, allowing you to proactively address their needs and concerns.

Accelerate Operations

Enjoy faster financial reporting, transaction processing, and overall agency management. Whether you're handling day-to-day operations or managing complex tasks, our platform is tailored to enhance speed and precision.

Learn More

Our Integrations

Lead Provider Integrations

Bermuda Rater integrates seamlessly with top-performing lead sources in real-time to receive, enrich, and quote leads instantly. EverQuote, QuinStreet, QuoteWizard, SmartFinancial, MediaAlpha.

Zapier

Automate workflows by connecting Bermuda Rater with thousands of apps.

Turborater

Integrated rating API provider for real-time insurance quotes.

Prefill Data Services

We auto-fill user data from trusted sources: Public Data, DCS, Fenris, TransUnion, TurboRater Autofill (Home).

Twilio SMS

Send and receive automated text messages for customer engagement.

SendGrid

Deliver customer notifications and marketing emails reliably.

Google Analytics

Track user activity and conversion metrics within your Bermuda-powered portals.

Mouseflow

Visual session replays and heatmaps for user behavior analysis.

Fresh Chats

Real-time customer support chat solution for your agency site.

Improvely

Track the origin of leads and optimize marketing attribution.

Podium

Text communication to boost local reputation.

Direct Binding

Bind policies directly via integrated rating APIs for faster underwriting.

QuickBooks

Track all insurance-related transactions. Sync with QuickBooks for taxes and financial statements.

Custom Integration

Endless options. If you can imagine it, we can connect it. From AI apps to legacy tools.

About Us

Transforming Insurance Through Innovation

We are driven by a belief in simplicity and the transformative power of technology.

Bermuda is a forward-thinking InsurTech company dedicated to transforming the insurance industry through digital innovation. Our mission is to empower insurance agencies by streamlining operations, enhancing customer experiences, and driving sales growth through automation.

We offer a suite of intuitive tools designed to simplify the insurance quoting process. With our platform, agencies can provide instant Auto & Home quotes, manage real-time leads, and ensure seamless data integration—all accessible via mobile devices for on-the-go convenience.

At Bermuda, we believe that technology should simplify, not complicate. Join us in embracing a future where digital solutions drive success and elevate the insurance experience for both agencies and their clients.

Our commitment is to focus on what matters most: Your success!

What our customers are saying

"Bermuda's consumer facing rater saved us a lot of time and money. There were no good "out-of-the-box" solutions that we were aware of when we decided to develop our own. The custom development Bermuda did for us with our CRM and communications software allowed us to use their tool in our sales funnel perfectly."

Rob B. - Doc Auto Insurance Agency

"Through our collaboration with Bermuda, we've successfully transformed our processes, and with the aid of cutting-edge technology, we're currently expanding our online sales to multiple states. This strategic initiative reflects our commitment to leveraging advanced tools for a broader reach and enhanced operational efficiency."

Alex P. - EINSURE Agency

"I can't speak highly enough about the impact this product has had on my work as an auto insurance agent. Its intuitive interface and seamless automation have transformed my daily processes, saving me valuable time and allowing me to provide a higher level of service to my clients."

Maria J. - Insurance Agent

FAQ’s

Frequently Asked Questions

Bermuda Rater is a powerful rating engine and integration platform designed for insurance carriers, MGAs, and agencies. It enables real-time quote generation, seamless API connections with carriers and CRMs, and automated workflows to power your customer portals and AMS.

Whether you’re an insurance carrier, MGA, agency owner, or digital agency building insurance technology, Bermuda Rater serves you. It integrates effectively with rating APIs, CRMs, conversion tools, and document systems—no need for complex custom development.

Bermuda Rater supports multiple rating API providers including Turborater and Direct Binding. Our modular architecture also makes it simple to onboard additional quoting engines upon request.

Integrations are available for leading platforms such as NowCerts, InsuredMine, FreshWorks, Velocify, InsurancePro, and more. Data flows automatically bidirectionally, with quote and client info syncing in real-time via webhooks and API.

Absolutely. Access reliable data sources, including TransUnion, Fenris, DCS, public records, and more, through our Prefill Data API. Eliminate quoting friction and reduce data entry errors to improve user experience.

We’ve built native support for common tools like Twilio (SMS), SendGrid (email), Google Analytics, Mouseflow, Freshchats, Improvely, Podium, Zapier, and Gmail. We also integrate with internal systems such as Google reCAPTCHA, Sentry, and BrowserStack.

Yes. Bermuda Rater connects to accounting platforms like QuickBooks and Microsoft Dynamics GP, Oracle NetSuite, and supports carrier and bank statement downloads. Policy, payment, and report data sync directly into your financial systems.

You can use Zapier or our open Webhook frameworks to automate tasks such as creating customers, pushing quotes to CRMs, triggering notifications, and more. No-code integrations make it easy to link Bermuda to your tools effectively.

Yes. Our platform is modular and API-first. Integrations within the workflow can be configured, webhook triggers customized, and proprietary systems interconnected using our Open Transaction API.

Yes. Bermuda Rater offers native, real-time integrations with major lead providers including EverQuote, QuinStreet, QuoteWizard, and SmartFinancial. Leads are automatically fetched, validated, and quoted instantly.

Once connected, Bermuda Rater receives leads via secure API or webhook in real time. The platform immediately pre-fills data, runs a quote using your configured rating provider, and optionally routes the lead to your CRM or AMS.

Yes. Each provider can have its own mapping logic, validation rules, and workflows. You can set up provider-specific filters, enrichments, deduplication rules, and quote handling within your Lead Provider Admin Panel.

Bermuda Rater supports data prefill from sources like TransUnion, Fenris, and public data APIs to auto-complete partial lead submissions. You can also configure fallback logic or flag leads that don’t meet your underwriting criteria.

Absolutely. Once a quote is generated, you can configure automated responses via SMS (Twilio), email (SendGrid), or webhook to your CRM, ensuring you’re first to respond.

Bermuda Rater supports live chat integrations with platforms like Intercom, Freshchat, and Podium, allowing your agents to interact with users directly on the quoting portal.

When setting up SendGrid, you can fully customize the sender details including From Email Address, From Name, and Reply-To Address. Bermuda Rater uses this to send fully branded, authenticated quote and policy emails to customers.

Yes. In addition to Twilio, Bermuda supports Podium for 2-way text messaging, lead engagement, and review collection. You can choose your preferred SMS provider during onboarding.

We integrate with Mouseflow for heatmaps and session recording, and Improvely for conversion tracking and lead attribution. These tools help optimize your quoting funnel and track marketing ROI.

You’ll need to configure your domain’s DNS records to point to your Bermuda-hosted quoting portal. This includes domain authentication for email (via SendGrid) and live deployment URLs.

Yes. Bermuda Rater supports state-specific configurations, including active states, coverage requirements, and zip-code-based routing. These can be fully customized based on your underwriting preferences.

Read the Latest Editions

Automating Your Lead Funnel

Speed matters: Here’s how digital-first agencies are responding to leads in minutes and converting more shoppers into policyholders.

The Economics of Automation

How modern insurance agencies are saving 40+ hours/month using client portals, payment automation, and real-time data updates.

Unlocking the Power of Client Portals

From ID cards to online payments—see how enabling self-service experiences creates better retention and agent efficiency.

Explore More

We have the right package for you

Basic
The standard version

$249

Subscribe Now

Ideal for small agencies with a few locations and operating in only one state. Basic package offers essential features to get you started efficiently.

1 Month Free Trial *
1 Business Line (Auto)
Single State Quotes
Personalize Your Page
Email / SMS Notifications
249 Quotes Per Month
Paid Data & Click Leads

Business
Most popular choice

$499

Subscribe Now

Ideal for growing agencies that operates in multiple states. Business package offers more customized features based on your needs.

1 Month Free Trial *
1 Business Line (Auto)
Multi State Quotes
Customizable Coverage Packages
Embed 3rd Party JavaScripts
999 Quotes Per Month
Paid Data & Click Leads

Enterprise
Enterprise level integrations

Custom

Contact Sales

Tailored for agencies that have custom workflows and multiple data sources. Enterprise package offers all features along with custom integrations.

PL Rater Integration
Auto & Home Lines
Purchase Policy Online
Prefill & Public Data Services
Open API / Webhooks
Unlimited Quotes Per Month
Paid Data & Click Leads

We Take Pride In Our Growing Numbers And Customers.

Elevate your Agency into Digital Future

Power of Integration

Instant Quotes

Mobile Compatible

Real-time Leads

Take Ownership with Carrier Download

Real-time Data Integration

Master and Manage Your Data

Enhanced Customer Satisfaction

Accelerate Operations

Our Integrations

Lead Provider Integrations

Zapier

Turborater

Prefill Data Services

Twilio SMS

SendGrid

Google Analytics

Mouseflow

Fresh Chats

Improvely

Podium

Direct Binding

QuickBooks

Custom Integration

About Us

Transforming Insurance Through Innovation

What our customers are saying

Rob B. - Doc Auto Insurance Agency

Alex P. - EINSURE Agency

Maria J. - Insurance Agent

FAQ’s

Frequently Asked Questions

What is Bermuda Rater?

Who is it for?

What rating APIs does it support?

How does it integrate with CRMs?

Can I prefill forms with external data?

What other integrations does Bermuda support?

Is accounting integration available?

How are workflows automated?

Is Bermuda Rater customizable?

Does Bermuda Rater integrate with real-time lead providers?

How do lead integrations work?

Can I customize how each lead provider is handled?

What if the lead data is incomplete or needs enrichment?

Can Bermuda Rater auto-respond to leads?

What chat tools can I use with Bermuda?

What email configurations are required?

Can I use Podium for SMS instead of Twilio?

What tools are used for user behavior and marketing attribution?

What DNS or hosting setup is required?

Can I add active state rules and minimum coverages?